Thoughts on the Finance Influencers of TikTok



One of the biggest platforms, TikTok is used daily by millions.

TikTok is a platform that holds all sorts of different niches, preferences, interests and hobbies. From beauty to hillbillies, skiing to surfing, dumb memes to funny videos, Andrew Tate fan pages to Greta Thunberg fanboys, TikTok has everything. One of the more not-as-seen pages they have is people talking about nothing but finance. The financial advice includes how to become rich, speeches to maintain motivation, crypto, steps along the way to financial freedom, which stocks are best to invest in, how to finance your child’s college education, and even how to be a millionaire in as little as three years.

To start, the person who is also the most popular person on this list, Erika Kullberg (@erikakullberg) pulls in a hefty 9.2 million followers. She’s a lawyer, and her content revolves around how to save money through terms and conditions and loopholes. One of her clips gives a few tips on how to save money during flights. For instance, if your flight is delayed more than two hours, you’re entitled to compensation. She is 33 years old, and her net worth isn’t directly available on Google, but estimates say her net worth is over $1 million.

The fact that she’s willing to give people she’s never met legal advice for no cost to the viewer is very kind, especially considering legal jargon is difficult to read for the majority of people. 

Second, on this list is Vivian Tu (@yourrichbff). She has 2.3 million followers. She gives financial advice from all sorts of places. Her content mainly consists of financial news and happenings that are recent, what you can do about them, and how they will affect you. She also gives advice on what’s best to invest in and centers around mainly financial advice. She is 27 years old, and her net worth is over $1 million.

She makes very good videos. The fact that she edits them well, gives visual representations and demonstrations, and makes everything simply understood gives her a good image. The fact that she also covers all sorts of subjects is very nice and adds diversity to her portfolio.

Number three is Iman Gadzhi (@realimangadzhi), and he has 1.3 million followers. He is the owner of three businesses: IAG Media,, and Gadzhi, as well as the owner of his own YouTube channel with 1.7 million subscribers. His TikTok videos mainly consist of snippets from his podcasts or advice from his personal experience as a young businessman. He is 23 years old and has a net worth of $33 million.

Iman isn’t quite my forte, as he’s not aggressive enough when it comes to motivation. For me, it takes quite a bit for me to get motivated, and the religious implementations in his podcasts don’t fit my shape.

Number four would be Crypto Mason, who uses TikTok to give his viewers advice on the cryptocurrency world, and what is best to invest in and what is not. He is 21 years old and his net worth is estimated to be about only $80,000.

The concept is a very good one, seeing as how the world of cryptocurrency is a very volatile one. Advice in the crypto world, especially from someone who knows what they’re talking about, like Mason, is very valuable. 

Number five would be Steve Chou (@mywifequitherjob), who has 114,200 followers. His content consists of his advice on what to do to start a business, different businesses you’re able to start, and what it takes to start a business. He is about 50 years old, and his net worth isn’t listed publicly.

Business advice to young people, who are the main users of TikTok, is very valuable, especially for ones such as myself who are aspiring entrepreneurs. His straight-to-the-point and easy-to-understand video format is easily digested.

Number six is Chloe Elise (@deeperthanmoney), bringing in 245,300 followers. Her content includes basic financial tips, like how to negotiate contracts, how things work nowadays, etc. She is 20 years old and has a net worth of $5 million.

The fact that she gives financial tips on little things helps tremendously later on, or even right now. Get enough bricks, and you can build a house.

Number seven would have to be Robert Ross (@tik.stocks), and he’s packing about 379,000 followers. His content consists of his educated advice on the stock market, which stocks are best to invest in at the time, and which are best to sell. 

The stock market is a very volatile one, and learning how it works and what to do can be quite difficult. With an expert such as him, he could save you precious time and money. 

And finally, number eight, and my personal favorite, Andrew Tate. He is currently banned on TikTok, and his fanbase has too many followers total to count. We’ve all seen his content, but not the entirety of it. His target market is men, and he gives them advice on how to reach their full masculine potential while simultaneously giving them financial advice on how to “escape the matrix.” He offers courses on one of his businesses, The Real World, formerly Hustler’s University 2.0, which teaches modern-day techniques on how to make money. He is 36 years old and has a net worth of over $700 million.

Tate is a controversial one, but it’s mine. I love Andrew Tate, but mainly for his financial advice and personal stories, like his childhood, his trips, his financial journey, his motivations, etc. I’ve learned a lot from his business advice, which I wish to use when I start one of my own.